XRP price could easily hit 10 dollar mark if all catalysts aligned well, Current market valuation of xrp stands at 208 Billion dollars making it third largest crypto as per the time of publication. SEC filed a lawsuit against Ripple Labs in 2020, Now, as the case nears its end and the crypto world anticipates the approval of a spot XRP ETF, investors are asking one major question, can XRP hit 10 dollars mark, But to answer this question correctly, we will base our argument on historic data from two largest cryptos today Bitcoin and Ethereum which gained their spot ETF and their prices went to the moon.
However its import to understand first what 10 Dollars means to the ripple coin XRP, for context, xrp current price stands at $3.54 and market cap of $209.77 Billion Dollars and volume in the last 24 hour being $7.99B, arguably this numbers are huge whoever if XRP is to hit a 10 dollars mark, this numbers are just half the figures. XRP will need at least $530 billion in market cap to hit this milestone, for context XRP will need an addition of $321 Billion dollars to archive this.
While that seems like a massive leap, it’s important to remember: Bitcoin did something similar after ETF approval in early 2024, the price jumped from ~$43K to over $110K in just a few months, powered by institutional inflows, this inflows made easy for investors to buy the coin easily without any friction, so buckle up, and lets do this, One question is still fresh; Is $10 dollars XRP possible by 2026?
Institutional Accessibility
Institutional accessibility to XRP ETF could be the catalyst that sends it to new highs. With a spot ETF, hedge funds, asset managers, and large investors could gain exposure to XRP through regulated platforms without dealing with crypto wallets or exchanges themselves. This simplified access and non friction way would attract serious capital from traditional finance. As seen with Bitcoin’s ETF, such access can fuel massive price growth. For XRP, this could be the turning point toward long-term institutional adoption even the CEO of Ripple himself confirmed it.
“…Institutional investors have long struggled to access crypto assets directly crypto ETFs have smashed that barrier…….”Ripple CEO Brad Garlinghouse
This actually would break down the barriers that have kept institutional investors away from actually throwing money into it. Instead of navigating crypto exchanges, firms could buy XRP directly through trusted brokerages, just like stocks or bonds. This ease of entry opens the door to large-scale capital inflows. Increased demand from institutions could push XRP’s price closer to the projected $10 mark. Institutional accessibility is not just a benefit—it’s a game-changer for XRP’s future.
Legitimacy Boost
The approval of a spot XRP ETF will deliver a powerful legitimacy boost to the asset, this approval will signals that XRP has passed regulatory checks and is safe enough for institutional and retail investors to invest in it. This validation could reshape public perception after years of legitimacy issues shifting XRP from a controversial token to a mainstream financial asset that can be used for cross boarder payments. As more institutions trust XRP, adoption and integration into financial products may accelerate. In turn, this trust could drive long-term price growth.
An XRP ETF wouldn’t just improve accessibility it would confirm XRP’s place in the regulated financial system. For years, legal uncertainty held back XRP’s reputation among traditional investors. ETF approval would counter that, proving XRP meets compliance standards and investor protections. This stamp of approval could bring in cautious capital from banks, funds, and wealth managers. As legitimacy grows, so does market confidence and with it, XRP’s potential values rises fast.
Capital Inflows
Capital inflows are a critical factor in XRP’s price journey toward the $10 mark. If an XRP ETF is approved, it could attract billions in investment from institutions that previously avoided crypto due to regulatory risks. Just as Bitcoin saw massive inflows after ETF approval, XRP could experience similar momentum. With more liquidity entering the market, buying pressure could surge.
This demand spike would naturally push XRP’s price upward. This case is seen in 2025 bull run with MicroStrategy buying bitcoin despite fear of greed index indicating massive greed, this move amongst other has proven that when institution start pumping their bags on a coin, its game over for retailers
A spot XRP ETF would open the floodgates to new capital from traditional finance. Pension funds, hedge funds, and asset managers could allocate XRP as part of diversified portfolios without directly holding the asset. These large inflows would boost liquidity, reduce volatility, and support stronger price stability. The result could be a more mature and robust XRP market. For investors, that means greater confidence and potentially higher returns.
Talking about XRP price stabilization, did you know for a coin price to remain stable, the majority of the circulating coins should not be moving in and out of exchange?, XRP spot ETF will eventually stabilize the price as giant cooperation like black rock will be quick to add xrp to their portfolio as it will guarantee a return on investment meaning if more assets managers keeps stacking the coin, retailers will experience a price stabilization as they cannot move the market
Conclusion
In conclusion, the growing anticipation around a spot XRP ETF, combined with Ripple’s legal clarity, sets the stage for significant institutional entry. As leading voices in the crypto space suggest, once barriers are removed, institutions are likely to flood into XRP—bringing the liquidity and demand needed to drive prices higher. With momentum building, XRP’s path to $10 is no longer just speculation—it’s a realistic target backed by market fundamentals and shifting investor sentiment.